#' conversion interes mensual a interes anual
#'
#' @param im tasa de interes mensual. 0 < im < 1
#' @return tasa de interes anual
#' @examples
#' library(Actuaria)
#' convi(0.002709263)
#' @export
convi <- function(im){
intan <- ((1+im)^12)-1
return(intan)
}
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