creditCard: creditCard

In StepReg: Stepwise Regression Analysis

creditCard

Description

Cross-section data on the credit history for a sample of applicants for a type of credit card. This dataset is from CreditCard

Usage

data(creditCard)

Format

A data frame containing 1,319 observations on 12 variables.

Details

• card Factor. Was the application for a credit card accepted?

• reports Number of major derogatory reports.

• age Age in years plus twelfths of a year.

• income Yearly income (in USD 10,000).

• share Ratio of monthly credit card expenditure to yearly income.

• expenditure Average monthly credit card expenditure.

• owner Factor. Does the individual own their home?

• selfemp Factor. Is the individual self-employed?

• dependents Number of dependents.

• months Months living at current address.

• majorcards Number of major credit cards held.

• active Number of active credit accounts.

For more information, refer to CreditCard

References

Greene, W.H. (2003). Econometric Analysis, 5th edition. Upper Saddle River, NJ: Prentice Hall.

StepReg documentation built on April 4, 2025, 1:08 a.m.