loanapp: loanapp

Description Usage Format Notes Source Examples

Description

Wooldridge Source: W.C. Hunter and M.B. Walker (1996), “The Cultural Affinity Hypothesis and Mortgage Lending Decisions,” Journal of Real Estate Finance and Economics 13, 57-70. Professor Walker kindly provided the data. Data loads lazily.

Usage

1
data('loanapp')

Format

A data.frame with 1989 observations on 59 variables:

Notes

These data were originally used in a famous study by researchers at the Boston Federal Reserve Bank. See A. Munnell, G.M.B. Tootell, L.E. Browne, and J. McEneaney (1996), “Mortgage Lending in Boston: Interpreting HMDA Data,” American Economic Review 86, 25-53.

Used in Text: pages 263-264, 300, 339-340, 624

Source

https://www.cengage.com/cgi-wadsworth/course_products_wp.pl?fid=M20b&product_isbn_issn=9781111531041

Examples

1

Example output

'data.frame':	1989 obs. of  59 variables:
 $ occ     : int  1 1 1 1 1 1 1 1 1 1 ...
 $ loanamt : int  89 128 128 66 120 111 141 276 100 267 ...
 $ action  : int  1 3 1 1 1 1 1 1 1 1 ...
 $ msa     : int  1120 1120 1120 1120 1120 1120 1120 1120 1120 1120 ...
 $ suffolk : int  0 0 0 0 0 0 1 0 0 0 ...
 $ appinc  : int  72 74 84 36 59 63 72 90 72 144 ...
 $ typur   : int  0 0 3 0 8 9 1 6 1 0 ...
 $ unit    : int  1 1 1 1 1 1 1 1 1 1 ...
 $ married : int  0 1 0 1 1 0 0 0 1 1 ...
 $ dep     : int  0 1 0 0 0 0 0 0 1 2 ...
 $ emp     : int  0 0 1 0 0 0 0 0 1 0 ...
 $ yjob    : int  0 0 1 0 0 0 1 1 1 0 ...
 $ self    : int  0 0 0 1 0 0 0 0 0 1 ...
 $ atotinc : num  5849 4583 2666 3000 2583 ...
 $ cototinc: num  0 1508 4416 0 2358 ...
 $ hexp    : num  1031 1391 1371 839 1341 ...
 $ price   : num  118 160 143 110 134 ...
 $ other   : num  0 0 0 0 0 0 0 0 0 0 ...
 $ liq     : num  34.5 52 37 19 31 169 38 142 24.5 111 ...
 $ rep     : int  1 3 6 1 1 2 1 1 1 3 ...
 $ gdlin   : int  1 1 1 1 1 1 1 1 1 1 ...
 $ lines   : num  15 19 18 25 15 10 9 5 2 15 ...
 $ mortg   : int  2 2 2 2 2 2 2 2 2 1 ...
 $ cons    : int  1 2 2 6 1 6 1 1 1 1 ...
 $ pubrec  : int  0 0 0 1 0 0 0 0 0 0 ...
 $ hrat    : num  17.6 22.5 19 24 25.1 ...
 $ obrat   : num  34.5 34.1 26 37 32.1 ...
 $ fixadj  : int  0 1 0 0 0 0 0 1 0 0 ...
 $ term    : num  360 360 180 360 360 360 360 360 360 360 ...
 $ apr     : num  118 175 145 110 135 144 162 365 105 422 ...
 $ prop    : int  1 2 2 2 1 2 1 2 2 2 ...
 $ inss    : int  0 0 0 0 1 0 1 0 1 0 ...
 $ inson   : int  0 0 0 0 0 0 0 0 0 0 ...
 $ gift    : int  0 0 0 1 0 0 0 0 0 0 ...
 $ cosign  : int  0 0 0 0 0 0 0 0 0 0 ...
 $ unver   : int  0 0 0 0 0 0 0 0 0 0 ...
 $ review  : int  1 999 3 2 2 1 1 1 3 2 ...
 $ netw    : num  99.6 847 40 158 69 ...
 $ unem    : num  3.2 3.2 3.9 3.1 4.3 ...
 $ min30   : int  0 0 0 0 0 0 0 0 0 0 ...
 $ bd      : int  0 0 1 0 1 1 0 0 1 0 ...
 $ mi      : int  1 1 1 1 1 1 0 1 1 1 ...
 $ old     : int  0 0 0 1 0 0 1 1 0 1 ...
 $ vr      : int  1 1 0 1 0 0 1 1 0 1 ...
 $ sch     : int  1 1 1 1 0 0 1 1 1 1 ...
 $ black   : int  0 0 0 0 0 0 0 0 0 0 ...
 $ hispan  : int  0 0 0 0 0 0 0 0 0 0 ...
 $ male    : int  NA 1 1 1 1 1 1 1 1 1 ...
 $ reject  : int  0 1 0 0 0 0 0 0 0 0 ...
 $ approve : int  1 0 1 1 1 1 1 1 1 1 ...
 $ mortno  : int  0 0 0 0 0 0 0 0 0 1 ...
 $ mortperf: int  1 1 1 1 1 1 1 1 1 0 ...
 $ mortlat1: int  0 0 0 0 0 0 0 0 0 0 ...
 $ mortlat2: int  0 0 0 0 0 0 0 0 0 0 ...
 $ chist   : int  1 1 1 0 1 0 1 1 1 1 ...
 $ multi   : int  0 0 0 0 0 0 0 0 0 0 ...
 $ loanprc : num  0.754 0.8 0.895 0.6 0.896 ...
 $ thick   : int  0 1 1 0 0 0 0 0 0 1 ...
 $ white   : int  1 1 1 1 1 1 1 1 1 1 ...
 - attr(*, "datalabel")= chr ""
 - attr(*, "time.stamp")= chr "25 Jun 2011 23:03"
 - attr(*, "formats")= chr  "%9.0g" "%9.0g" "%9.0g" "%9.0g" ...
 - attr(*, "types")= int  251 252 251 252 251 252 251 251 251 251 ...
 - attr(*, "val.labels")= chr  "" "" "" "" ...
 - attr(*, "var.labels")= chr  "occupancy" "loan amt in thousands" "type of action taken" "msa number of property" ...
 - attr(*, "version")= int 10

wooldridge documentation built on June 24, 2021, 9:07 a.m.