scale_manual: Scale model output to a format using manual input

In jgendrinal/creditscore: Tidy workflows for credit scoring

Description

scale_manual takes a scorecard model and formats the output using a manual offset and factor input

Usage

scale_manual(score_model, offset = 500, factor = 20)

Arguments

score_model	A modified model object containing the model and associated WOEs
offset	A numeric, the credit score given default
factor	A numeric, multiply the probability of default with this factor

Details

This is useful for representing the credit scores in the three-digit format common in credit scoring companies like Equifax, FICO, and TransUnion. Scaling is performed not to improve model predictability, but to improve readability by stakeholders. This will generally depend on where the credit scores are being used.

Value

A modified model object containg the offset and factor computed by the function

jgendrinal/creditscore documentation built on May 30, 2020, 3:51 p.m.