| collElimination | Collinearity Elimination Automatically | 
| collElimination2 | Collinearity Elimination by Giving Variables' IV | 
| convertCutPoints | Auxiliary Function: Convert Cut Points to Cutbound | 
| convertType | Convert Types of Variables | 
| CreditData | About 20,000 fictional credit records. | 
| crossValidation | Cross Validation for Score Model | 
| Curve_Data | Auxiliary Function: Create the Appropriate Data Structure for... | 
| delFewValues | Delete Variables Based on Number of Different Values | 
| delNArate | Compute and Delete NA Rate of Variable | 
| delSinvalPercent | Delete Variables Based on Single-Value Percent | 
| dfBinningFun | Generate WOE Configuration List Automatically | 
| dfIV | Compute Sum IV of All X Variables | 
| excludeCol | Auxiliary Function: Exclude Columns in Data Frame | 
| executeBinFun_df | Execute Binning on Dataset | 
| extfromFit | Auxiliary Function: Extract Elements From Fit Object | 
| fread_basedict | Read Dataset Based on Data-dictionary | 
| genConfigList | Generate WOE Configuration List Manually | 
| getEqualFreqCuts | Auxiliary Function: Improved Equal-Frequency Binning | 
| getIV | Compute the Given Binning IV | 
| getWOE | Compute the Given Binning WOE | 
| insertElement | Auxiliary Function: Insert Elements into Vector | 
| LRfit | Logistic Regression Model Training by Stepwise | 
| LRpredict | Logistic Regression Model Predicting | 
| maxSinvalPercent | Get the Max Percents of All Variable's Single-Value | 
| myCurves | Model Performance Visualization | 
| myks | Compute KS Value of Score Model | 
| preBinningFun | Variable Pre-Binning, then Computing WOE and IV | 
| psi | Compute the PSI Index of Score Model | 
| rawPredictFun_df | Predict p Value of Entire Raw Dataset | 
| smbinning2 | Auxiliary Function: Optimally Binning of Given Variable | 
| splitData | Splitting Dataset into Train and Test Set | 
| sumIV | Auxiliary Function: Compute Sum IV of Given Variable | 
| transformScore | Transform Prediction to Standard Score | 
| woeEncodeFun_df | Encode Dataset as WOE | 
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