MTPL: Motor Third Party Liability (MTPL) portfolio
In insurancerating: Actuarial Tools for Insurance Pricing Models
MTPL R Documentation
Motor Third Party Liability (MTPL) portfolio
Description
A dataset containing the characteristics of 30,000 policyholders in a Dutch
Motor Third Party Liability (MTPL) insurance portfolio. Includes information
on policyholder characteristics, vehicle attributes, and claims.
Usage
MTPL
Format
A data frame containing 30,000 rows and 7 variables:
- age_policyholder
Age of the policyholder (in years).
- nclaims
Number of claims.
- exposure
Exposure, expressed in years. For example, if a vehicle is
insured from July 1, the exposure equals 0.5 for that year.
- amount
Claim severity (in euros).
- power
Engine power of the vehicle (in kilowatts).
- bm
Bonus-malus level (0–22). Higher levels indicate worse claim history.
- zip
Region indicator (0–3).
Author(s)
Martin Haringa
insurancerating documentation built on July 30, 2026, 5:09 p.m.
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| MTPL | R Documentation |
Motor Third Party Liability (MTPL) portfolio
Description
A dataset containing the characteristics of 30,000 policyholders in a Dutch Motor Third Party Liability (MTPL) insurance portfolio. Includes information on policyholder characteristics, vehicle attributes, and claims.
Usage
MTPL
Format
A data frame containing 30,000 rows and 7 variables:
- age_policyholder
Age of the policyholder (in years).
- nclaims
Number of claims.
- exposure
Exposure, expressed in years. For example, if a vehicle is insured from July 1, the exposure equals 0.5 for that year.
- amount
Claim severity (in euros).
- power
Engine power of the vehicle (in kilowatts).
- bm
Bonus-malus level (0–22). Higher levels indicate worse claim history.
- zip
Region indicator (0–3).
Author(s)
Martin Haringa
R Package Documentation
Browse R Packages
We want your feedback!
Note that we can't provide technical support on individual packages. You should contact the package authors for that.
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