hmeq: Credit attributes of 5,960 home equity loans
In mob: Monotonic Optimal Binning
Description
Usage
Format
Source
Description
A dataset containing characteristics and delinquency information for 5,960
home equity loans.
Usage
1
Format
A data frame with 5960 rows and 13 variables:
- BAD
indicator of applicant defaulted on loan or seriously delinquent
- LOAN
Amount of the loan request, in dollar
- MORTDUE
Amount due on existing mortgage, in dollar
- VALUE
Value of current property, in dollar
- REASON
DebtCon = debt consolidation; HomeImp = home improvement
- JOB
Occupational categories
- YOJ
Years at present job
- DEROG
Number of major derogatory reports
- DELINQ
Number of delinquent credit lines
- CLAGE
Age of oldest credit line in months
- NINQ
Number of recent credit inquiries
- CLNO
Number of credit lines
- DEBTINC
Debt-to-income ratio
Source
http://www.creditriskanalytics.net/datasets-private2.html
mob documentation built on July 31, 2021, 9:06 a.m.
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Description Usage Format Source
Description
A dataset containing characteristics and delinquency information for 5,960 home equity loans.
Usage
1 |
Format
A data frame with 5960 rows and 13 variables:
- BAD
indicator of applicant defaulted on loan or seriously delinquent
- LOAN
Amount of the loan request, in dollar
- MORTDUE
Amount due on existing mortgage, in dollar
- VALUE
Value of current property, in dollar
- REASON
DebtCon = debt consolidation; HomeImp = home improvement
- JOB
Occupational categories
- YOJ
Years at present job
- DEROG
Number of major derogatory reports
- DELINQ
Number of delinquent credit lines
- CLAGE
Age of oldest credit line in months
- NINQ
Number of recent credit inquiries
- CLNO
Number of credit lines
- DEBTINC
Debt-to-income ratio
Source
http://www.creditriskanalytics.net/datasets-private2.html
R Package Documentation
Browse R Packages
We want your feedback!
Note that we can't provide technical support on individual packages. You should contact the package authors for that.
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