# Adjusts the discount factors by a spread

### Description

Adjusts the discount factors by a spread

### Usage

1 | ```
adjust_disc(fd, spread)
``` |

### Arguments

`fd` |
vector of discount factors used to discount cashflows in |

`spread` |
effective spread |

### Examples

1 | ```
adjust_disc(fd = c(0.99, 0.98), spread = 0.01)
``` |