New.Plan.LT65 <- function() {
object <- IPlan.LT(
covToAge = 65,
premTable = c(M = "Prem.LT65.M", F = "Prem.LT65.F"),
polFee = 100,
modFactor = c("1" = 1, "2" = 0.51, "4" = 0.26, "12" = 0.09),
commSchd = c(0.25, 0.15, 0.1, 0.1, 0.1),
ovrdOnCommSchd = 0.5
)
return(object)
}
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