Obs: 1000 observations from Las Vegas, Nevada, single family dwellings, 2008
A data frame with 1000 observations on the following 9 variables.
loan amount to value of property, percent
= 1 if for a refinance, 0 if for purchase
= 1 if borrow has mortage insurance
initial interest rate
loan amount in $100,000 units
loan term in years
= 1 if adjustable rate mortgage, 0 if fixed
= 1 if payment late by 90+ days
Dr. Kelley Pace, Louisiana State University, Department of Finance. We thank Shuang Zhu, Department of Finance for her assistance.
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