plot_future_income: Plot future income structure over household life cycle

In R4GoodPersonalFinances: Make Optimal Financial Decisions

Plot future income structure over household life cycle

Description

Plot future income structure over household life cycle

Usage

plot_future_income(
  scenario,
  period = c("yearly", "monthly"),
  y_limits = c(NA, NA)
)

Arguments

scenario	A tibble with nested columns - the result of simulate_scenario(). Data for a single scenario.
period	A character. The amounts can be shown as yearly values (default) or averaged per month values.
y_limits	A numeric vector of two values. Y-axis limits.

Value

A ggplot2::ggplot() object.

Examples

older_member <- HouseholdMember$new(
  name       = "older",  
  birth_date = "1980-02-15",
  mode       = 80,
  dispersion = 10
)  
household <- Household$new()
household$add_member(older_member)  

household$expected_income <- list(
  "income" = c(
    "members$older$age <= 65 ~ 7000 * 12",
    "members$older$age > 65 ~ 3000 * 12"
  )
)
household$expected_spending <- list(
  "spending" = c(
    "TRUE ~ 5000 * 12"
  )
)

portfolio <- create_portfolio_template() 
portfolio$accounts$taxable <- c(10000, 30000)
portfolio <- 
  portfolio |> 
  calc_effective_tax_rate(
    tax_rate_ltcg = 0.20, 
    tax_rate_ordinary_income = 0.40
  )

scenario <- 
  simulate_scenario(
   household = household,
   portfolio = portfolio,
   current_date = "2020-07-15"
  )

plot_future_income(scenario, "monthly")

R4GoodPersonalFinances documentation built on June 8, 2025, 11:18 a.m.