plot_retirement_ruin: Plotting retirement ruin

In R4GoodPersonalFinances: Make Better Financial Decisions

Plotting retirement ruin

Description

Plotting retirement ruin

Usage

plot_retirement_ruin(
  portfolio_return_mean,
  portfolio_return_sd,
  age,
  gompertz_mode,
  gompertz_dispersion,
  portfolio_value,
  monthly_spendings = NULL
)

Arguments

portfolio_return_mean	A numeric. Mean of portfolio returns.
portfolio_return_sd	A numeric. Standard deviation of portfolio returns.
age	A numeric. Current age.
gompertz_mode	A numeric. Gompertz mode.
gompertz_dispersion	A numeric. Gompertz dispersion.
portfolio_value	A numeric. Initial portfolio value.
monthly_spendings	A numeric. Monthly spendings.

Value

A ggplot2::ggplot() object showing the probability of retirement ruin for different monthly spending levels. If a specific 'monthly_spendings' value is provided, it will be highlighted on the plot with annotations.

Examples

plot_retirement_ruin(
  portfolio_return_mean = 0.034,
  portfolio_return_sd   = 0.15,
  age                   = 65,
  gompertz_mode         = 88,
  gompertz_dispersion   = 10,
  portfolio_value       = 1000000,
  monthly_spendings     = 3000
)

R4GoodPersonalFinances documentation built on April 4, 2025, 1:48 a.m.