plot_optimal_portfolio: Plot optimal portfolio allocations

In R4GoodPersonalFinances: Make Optimal Financial Decisions

Plot optimal portfolio allocations

Description

The function plots current versus optimal portfolio allocations for each asset class and for taxable and tax-advantaged accounts.

Usage

plot_optimal_portfolio(portfolio)

Arguments

portfolio

A nested tibble of class Portfolio.

Value

A ggplot2::ggplot() object.

Examples

older_member <- HouseholdMember$new(
  name       = "older",  
  birth_date = "1980-02-15",
  mode       = 80,
  dispersion = 10
)  
household <- Household$new()
household$add_member(older_member)  

household$expected_income <- list(
  "income" = c(
    "members$older$age <= 65 ~ 7000 * 12"
  )
)
household$expected_spending <- list(
  "spending" = c(
    "TRUE ~ 5000 * 12"
  )
)

portfolio <- create_portfolio_template() 
portfolio$accounts$taxable <- c(10000, 30000)
portfolio$accounts$taxadvantaged <- c(0, 20000)
portfolio <- 
  portfolio |> 
  calc_effective_tax_rate(
    tax_rate_ltcg = 0.20, 
    tax_rate_ordinary_income = 0.40
  )

portfolio <- 
  calc_optimal_asset_allocation(
   household = household,
   portfolio = portfolio,
   current_date = "2020-07-15"
  )

plot_optimal_portfolio(portfolio)

R4GoodPersonalFinances documentation built on June 8, 2025, 11:18 a.m.