Description Usage Format Source References Examples

A data containing information about 900 borrowers. It is a modified version of publicly available real data.

1 |

A data frame with 900 rows and 9 variables:

- Amount
Amount of loan, shown as percentage of a certain amount.

- Term
The number of payments on the loan. Values are in months.

- IntRate
Interest rate.

- ILR
Ratio of installment amount and total loan amount.

- EmpLen
Employment length, categorized.

`A:`

0-2 years`B:`

3-5 years`C:`

7-8 years`D:`

8+ years`U:`

Unknown

- Home
Status of home ownership.

- Income
Annual income.

- Status
A factor indicating whether the loan was fully paid (

`FP`

) or charged off (`CO`

) after full term.- Score
A risk score calculated from loan amount, interest rate and annual income. The log-odds of logistic regression were transformed into scores using

*PDO = 30*,*OddsBase = 20*and*ScoreBase = 400*. See "References".

http://www.lendingclub.com/info/download-data.action

Siddiqi, Naeem. *Credit risk scorecards:
developing and implementing intelligent credit scoring.*
Vol. 3. John Wiley & Sons, 2012.

1 2 3 4 5 6 |

Embedding an R snippet on your website

Add the following code to your website.

For more information on customizing the embed code, read Embedding Snippets.