A data containing information about 900 borrowers. It is a modified version of publicly available real data.
A data frame with 900 rows and 9 variables:
Amount of loan, shown as percentage of a certain amount.
The number of payments on the loan. Values are in months.
Ratio of installment amount and total loan amount.
Employment length, categorized.
A: 0-2 years
B: 3-5 years
C: 7-8 years
D: 8+ years
Status of home ownership.
A factor indicating whether the loan was fully paid
FP) or charged off (
CO) after full term.
A risk score calculated from loan amount, interest rate and annual income. The log-odds of logistic regression were transformed into scores using PDO = 30, OddsBase = 20 and ScoreBase = 400. See "References".
Siddiqi, Naeem. Credit risk scorecards: developing and implementing intelligent credit scoring. Vol. 3. John Wiley & Sons, 2012.
1 2 3 4 5 6
Add the following code to your website.
For more information on customizing the embed code, read Embedding Snippets.