Description Usage Format Source References Examples
A data containing information about 900 borrowers. It is a modified version of publicly available real data.
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A data frame with 900 rows and 9 variables:
Amount of loan, shown as percentage of a certain amount.
The number of payments on the loan. Values are in months.
Interest rate.
Ratio of installment amount and total loan amount.
Employment length, categorized.
A:
0-2 years
B:
3-5 years
C:
7-8 years
D:
8+ years
U:
Unknown
Status of home ownership.
Annual income.
A factor indicating whether the loan was fully paid
(FP
) or charged off (CO
) after full term.
A risk score calculated from loan amount, interest rate and annual income. The log-odds of logistic regression were transformed into scores using PDO = 30, OddsBase = 20 and ScoreBase = 400. See "References".
http://www.lendingclub.com/info/download-data.action
Siddiqi, Naeem. Credit risk scorecards: developing and implementing intelligent credit scoring. Vol. 3. John Wiley & Sons, 2012.
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