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#' Retrieve institution data from FDIC API
#'
#' This function retrieves institution data from the FDIC API based on the specified parameters.
#'
#' @param name (optional) A character string to search for in the institution name.
#' @param fields A character vector of field names to retrieve from the API.
#' @param limit An integer specifying the maximum number of records to retrieve. Default is 10000.
#' @param IDRSSD_or_CERT IDRSSD or CERT of bank
#' @param IDRSSD Default:TRUE functions uses IDRSSD, to using CERT change it FALSE
#'
#' @return A data frame containing the institution data.
#' @export
#'
#' @examples
#' df <- getInstitution(name = "Bank of America", fields = c("NAME", "CITY", "STATE"))
#'
#' @references
#' For more information on the FDIC API, visit https://banks.data.fdic.gov/.
#'
#' @import dplyr
getInstitution <- function(name = NULL, IDRSSD_or_CERT = NULL, fields, IDRSSD = TRUE, limit=10000){
if(!is.null(name) && !is.null(IDRSSD_or_CERT)){
stop("Please use only 'name' or 'IDRRSD_or_CERT' parameter.")
}
url <- paste0(
"https://banks.data.fdic.gov/api/institutions?",
ifelse(!is.null(name), paste0("search=NAME%3A%20%27",gsub(" ","%20",name),"%27"),""),
ifelse(!is.null(IDRSSD_or_CERT),
ifelse(IDRSSD==TRUE,paste0("filters=FED_RSSD%3A%20",IDRSSD_or_CERT)
,paste0("filters=CERT%3A%20",IDRSSD_or_CERT))
,""),
"&fields=FED_RSSD%2CREPDTE%2C",
paste(fields, collapse = '%2C'),
paste0("&limit=",limit),
"&format=csv&download=false&filename=data_file"
)
tryCatch({
suppressWarnings(
df <- read.csv(url,header=TRUE)
)
df <- df %>%
mutate(
ID = NULL,
REPDTE = as.Date(as.character(get('REPDTE')), "%m/%d/%Y"),
IDRSSD = get('FED_RSSD')
)%>%
select(-'FED_RSSD')
return(df)
}, error = function(e) {
message("ERROR: ", conditionMessage(e))
return(NULL)
})
}
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