LoansbyRskLvs_minmaxDt: Loans by risk levels: minimum and maximum Data Set
In MAINT.Data: Model and Analyse Interval Data

LoansbyRiskLvs_minmaxDt

R Documentation

Loans by risk levels: minimum and maximum Data Set

Description

This data set consist of the lower and upper bounds of the intervals for four interval characteristics for 35 risk levels (from A1 to G5) of loans. The original microdata is available at the Kaggle Data Science platform and consists of 887 383 loan records characterized by 75 descriptors. Among the large set of variables available, we focus on borrowers' income and account and loan information aggregated by the 35 risk levels wich are considered as the units of interest.

Usage

data(LoansbyRiskLvs_minmaxDt)

Format

A data frame containing 35 observations on the following 8 variables.

ln-inc_min: The minimum, for the current risk category, of natural logarithm of the self-reported annual income provided by the borrower during registration.
ln-inc_max: The maximum, for the current risk category, of natural logarithm of the self-reported annual income provided by the borrower during registration.
int-rate_min: The minimum, for the current risk category, of the interest rate on the loan.
int-rate_max: The maximum, for the current risk category, of the interest rate on the loan.
open-acc_min: The minimum, for the current risk category, of the number of open credit lines in the borrower's credit file.
open-acc_max: The maximum, for the current risk category, of the number of open credit lines in the borrower's credit file.
total-acc_min: The minimum, for the current risk category, of the total number of credit lines currently in the borrower's credit file.
total-acc_max: The maximum, for the current risk category, of the total number of credit lines currently in the borrower's credit file.