Return scorecard predictions or WoE substitution
newdata | 
 data.frame on which to calculate predictions  | 
keep | 
 whether to keep dropped values  | 
type | 
 "score" to return the model score. "woe" to return the WoE substitution for the input dataset  | 
Either a single column matrix of score predictions or a matrix matching the input dimension of the dataset containing weight-of-evidence substitutions.
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