Hmda: The Boston HMDA Data Set
In Ecdat: Data Sets for Econometrics
Description
Usage
Format
Source
References
See Also
Description
a cross-section from 1997-1998
number of observations : 2381
observation : individuals
country : United States
In package version 0.2-9 and earlier this dataset was called Hdma.
Usage
1
Format
A dataframe containing :
- dir
debt payments to total income ratio
- hir
housing expenses to income ratio
- lvr
ratio of size of loan to assessed value of property
- ccs
consumer credit score from 1 to 6 (a low value being a good score)
- mcs
mortgage credit score from 1 to 4 (a low value being a good score)
- pbcr
public bad credit record ?
- dmi
denied mortgage insurance ?
- self
self employed ?
- single
is the applicant single ?
- uria
1989 Massachusetts unemployment rate in the applicant's industry
- condominium
is unit a condominium ? (was called comdominiom in version 0.2-9 and earlier versions of the package)
- black
is the applicant black ?
- deny
mortgage application denied ?
Source
Federal Reserve Bank of Boston.
Munnell, Alicia H., Geoffrey M.B. Tootell, Lynne E. Browne and James McEneaney (1996) “Mortgage lending in Boston: Interpreting HMDA data”, American Economic Review, 25-53.
References
Stock, James H. and Mark W. Watson (2003) Introduction to Econometrics, Addison-Wesley Educational Publishers, chapter 9.
See Also
Index.Source, Index.Economics, Index.Econometrics, Index.Observations
Ecdat documentation built on May 3, 2019, 1:24 p.m.
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Description Usage Format Source References See Also
Description
a cross-section from 1997-1998
number of observations : 2381 observation : individuals country : United States
In package version 0.2-9 and earlier this dataset was called Hdma.
Usage
1 |
Format
A dataframe containing :
- dir
debt payments to total income ratio
- hir
housing expenses to income ratio
- lvr
ratio of size of loan to assessed value of property
- ccs
consumer credit score from 1 to 6 (a low value being a good score)
- mcs
mortgage credit score from 1 to 4 (a low value being a good score)
- pbcr
public bad credit record ?
- dmi
denied mortgage insurance ?
- self
self employed ?
- single
is the applicant single ?
- uria
1989 Massachusetts unemployment rate in the applicant's industry
- condominium
is unit a condominium ? (was called comdominiom in version 0.2-9 and earlier versions of the package)
- black
is the applicant black ?
- deny
mortgage application denied ?
Source
Federal Reserve Bank of Boston.
Munnell, Alicia H., Geoffrey M.B. Tootell, Lynne E. Browne and James McEneaney (1996) “Mortgage lending in Boston: Interpreting HMDA data”, American Economic Review, 25-53.
References
Stock, James H. and Mark W. Watson (2003) Introduction to Econometrics, Addison-Wesley Educational Publishers, chapter 9.
See Also
Index.Source, Index.Economics, Index.Econometrics, Index.Observations
R Package Documentation
Browse R Packages
We want your feedback!
Note that we can't provide technical support on individual packages. You should contact the package authors for that.
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