Description Usage Format Details Source
The default data contains information about customers default payments in Taiwan.
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default is a tbl data frame with 30000 observations on 25 variables.
The 25 variables of the default tbl data frame are the following ones:
ID (numeric);
LIMIT_BAL Amount of the given credit (NT dollar): it includes both the individual consumer credit and his/her family (supplementary) credit (numeric)
SEX Gender (factor with 2 levels: 1 (Male) and 2(Female));
EDUCATION Education (factor with 7 levels: 0, 1, 2, 3, 4, 5 and 6);
MARRIAGE Marital status (factor with 4 levels: 0, 1, 2 and 3);
AGE Age (year) (numeric);
PAY_0 History of past payment: the repayment status in September, 2005 (numeric);
PAY_2 History of past payment: the repayment status in August, 2005 (numeric);
PAY_3 History of past payment: the repayment status in July, 2005 (numeric);
PAY_4 History of past payment: the repayment status in June, 2005 (numeric);
PAY_5 History of past payment: the repayment status in May, 2005 (numeric);
PAY_6 History of past payment: the repayment status in April, 2005 (numeric);
BILL_AMT1 Amount of bill statement (NT dollar): amount of bill statement in September, 2005 (numeric);
BILL_AMT2 Amount of bill statement (NT dollar): amount of bill statement in August, 2005(numeric);
BILL_AMT3 Amount of bill statement (NT dollar): amount of bill statement in July, 2005 (numeric);
BILL_AMT4 Amount of bill statement (NT dollar): amount of bill statement in June, 2005 (numeric);
BILL_AMT5 Amount of bill statement (NT dollar): amount of bill statement in May, 2005 (numeric);
BILL_AMT6 Amount of bill statement (NT dollar): amount of bill statement in April, 2005 (numeric);
PAY_AMT1 Amount of previous payment (NT dollar): amount paid in September (numeric);
PAY_AMT2 Amount of previous payment (NT dollar): amount paid in August (numeric);
PAY_AMT3 Amount of previous payment (NT dollar): amount paid in July (numeric);
PAY_AMT4 Amount of previous payment (NT dollar): amount paid in June (numeric);
PAY_AMT5 Amount of previous payment (NT dollar): amount paid in May (numeric);
PAY_AMT6 Amount of previous payment (NT dollar): amount paid in April (numeric);
default_payment default payment next month (factor with 2 levels: 0 (No) and 1 (Yes));
I-Cheng Yeh, Department of Information Management, Chung Hua University, Taiwan. (2) Department of Civil Engineering, Tamkang University, Taiwan.
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